How does The Affordable Care Act affect you?
You are now likely eligible for many services at no out of pocket cost to you. This means no co-pay AND no deductible! We all know that health plans can be tough to navigate, so if you’re not sure if you qualify under your plan – just ask – and we can help.
Under The Affordable Care Act, also known as ObamaCare, the following services are now covered with no out of pocket expense to the patient under many health plans:*
- Screening for cervical cancer (Pap smear)
- Contraception (Birth Control for females)
- Prenatal care
- Well-woman visits (Yearly or annual)
- Support for breastfeeding equipment
- Domestic violence screening and counseling
- HIV screening
- Osteoporosis screening
Click here for a full list of covered exams and tests.
Of special note, all Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education for women with reproductive capacity is covered. This means that methods of permanent birth control like Essure are covered at no cost to the patient by many insurance plans.
For more information on how the affordable care act affects women, you can visit Women’s Preventive Services: Required Health Plan Coverage Guidelines published by the US Department of Health & Human Services.
*If you have a new health insurance plan or insurance policy beginning on or after September 23, 2010, the preventive services noted above must be covered without a co-payment, co-insurance or deductible, when provided by an in-netowork provider.